Step 1:Brown meat with pepper, onion and garlic; drain. Add beans, tomato sauce, picante sauce, cumin and salt. Simmer 15 minutes.

Step 2:Spoon small amount of meat mixture in 13×9 inch baking dish. Top with 6 tortillas. Top with half the remaining meat mixture; sprinkle with cheese, repeat (except for cheese). Cover tightly with aluminum foil. Bake at 350 for 20 minutes

Step 3:Remove foil and top with remaining cheese. Bake uncovered for 5 minutes.

Step 4:Top with lettuce, tomato, sour cream and additional picante sauce

Step 1:Combine all ingredients into a pot. Bring to a boil. Turn down and simmer about 30 minutes.